Sunday, January 4, 2009

St. Clair, Alabama Financial Planner and Debt Help. Dave Ramsey Certified. Call (866) 348-2889 TODAY.


If you need help with financial planning and need a boost to get on the right path to financial peace, you have come to the right place in St. Clair, Alabama. Call us today at 866-348-2889 to discuss your financial situation and visit our financial planning and debt help website at www.BirminghamFinancialCounselor.com .


We can help you with your St. Clair, Alabama financial plan as we are Dave Ramsey certified financial counselors and planners. The majority of the information that we will provide you will be in a written form and we will also meet with you to go over the plan that we put together for you. We base our plan on principles that Dave Ramsey teaches and preaches about in his books and on the Dave Ramsey Show. Through the certification process, we were taught to teach others and help others going through difficult financial times and give them the advice that Dave Ramsey would give. Our guidelines and principles are based on the seven baby steps that Dave Ramsey teaches. Step one is one thousand dollars in an emergency fund. We can help you figure out ways to cut costs or increase income in order to get this in the bank. Step two is paying off all debt (except for the house) utilizing the debt snowball. Step three is finishing your emergency fund with three to six months of expenses in savings. Step four is investing 15% of household income into Roth IRAs and pretax retirement. Step five is college funding. Step six is paying off your home early. Step seven is building wealth and giving through mutual funds and real state.

No matter what situation you're in right now, you need to call us so that we can devise a plan for you and meet with you and go over this plan. We help people who are in a crisis financial situation, who just want to do better with their finances, and people who have built wealth and want to do better in the future or solidify the gain that they have. We can help and we know exactly what you are going through as we have counseled many people who are in the same situation as you. Call us today at Kreps Financial Counseling 866-348-2889.

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